23478. Detached house in Jurmala is available from 130,000. Total area 196m Close to salt flats which attract pink flamingos . With balcony/terrace. Around the same time, the countrys residential permit program, which allowed foreign buyers to apply for permanent residence, increased its minimum required purchase, causing the number of participants to drop. Whatever the type of property, whether a farm, estate, forest or mineral quarry, each of our experienced experts has a specialism relating to your needs, and are able to tailor their skills for each . Buy property for permanent residence Land area: 1,798m, Total area 125m 107 offers, Garkalne municipality The 3,502 matching properties for sale in Florida have an average listing price of $726,723 and price per acre of $33,084. Large garage. order results by. 82 offers, Liepaja region For sale House, Latvia, Tukums District, Brzciems, Brzciems ,,Rasas,, For sale House, Latvia, Talsi District, Talsi, ziemelu iela 85, For sale House, Latvia, Ikiles, Ikile, 2 Kalnu iela, For sale House, Latvia, Sigulda, Sigulda, Atbrivotaju 41, For sale House, Latvia, Jurmala, Dubulti, Dubultu prospekts 16, For sale House, Latvia, Jurmala, Engure, Grants iela 14, For sale House, Latvia, Riga, Prdaugava, Dignajas iela 18, For sale House, Latvia, Riga District, Carnikava, Nogazes iela 11, For sale House, Latvia, Ventspils, Ventspils, Mea iela 33. The property is about six miles outside of Cesis (population 18,000), and 90 minutes from Riga, Latvias largest city, and its international airport. 2bathrooms, Total area 450m The annual property tax is approximately 1,200 euros ($1,415), Ms. Borisevica said. House. Th Property for sale in a beautiful location between the sea and the lake. Before the pandemic, mainly buyers needed residential apartments in the city center. -The project exploitation was , Large family home in quite area close to Riga center. $99,900. , Three-room apartments by the sea in Jurmala! A High-quality Three-room Apartment Is Offered For Sale In R Beautiful House With Well Developed Garden, Beautiful House Next To Capital City Riga. 9 room house. Add to favourites Details REALIGRO FREE ADVERT Bathrooms. Townhome - Northern District (Riga), Riga, Latvia. New apartments in other areas of the city were going for $170 to $230 a square foot, while Soviet-era apartments remained much more affordable, Ms. Fridenberga said, adding that buyers typically prefer new construction. Townhome Northern District (Riga), Riga, Latvia. Aland plot ontheshores ofDaugava forsale! Residential properties for sale in Latvia - Realting Realting.com Latvia Residential properties for sale in Latvia 1 799 properties total found 2 room apartment Jurmala, Latvia 3 Number of rooms 98 m 503,250 Apartments "Premium" class in Dzintari only 50m. A quiet, peaceful p Quiet and beautiful city of tomorrow, Ms. Mazurenko said about 80 percent of her firms clients are locals and 20 percent come from Northern and Central Europe. 500,000. Land area: 2,440m, Total area 410m She estimated that, overall, homes in Riga cost less than half or even a third of comparable homes in sought-after European cities like Prague and Berlin. Land area: 1,500m, Total area 600m Prices from 1 100 till 201 432 993. Investing inLatvian real estate isaneasy and seamless process. 10 000 000 +. Find real estate in the UAE and get a catalog of objects, Or find a country, region, city / district, Would like to receive the best website experience? Its a well 78 meters. Good location - Riga, the capita 8 ha of arable land, 5,5 ha agricultural land: 2,2 ha from it is pasture and 3,3 ha are build with agricultural buildings on it - Sandwich building, f A plot of land for sale. 1bedroom, Total area 52m Terms and Conditions | real estate market; 24 jun The sales of standard housing in Riga increased by 23% in a year. Irina Alazova, the CEO of Mercury Group Limited, a Latvian real estate company, said that starting in 2015, it became almost impossible to get mortgages, after the government tightened lending restrictions. The four guest cottages are clustered nearby two with four bedrooms apiece, one with two bedrooms, and one with just a bedroom and bathroom. Plenty of water. Land area: 2,236m, Total area 115m 350,000 . 2733 offers, Jrmala Attorneys usually charge a flat rate of 3,000 to 5,000 euros ($3,500 to $5,900), not including a value-added tax. Email agent. It has been used as a hospitality business by previous owners, and comes with the needed accessories, from tableware and furniture to outdoor entertainment equipment. Magnificent house in the suburbs, Saulkrasti, Saulkrasti region, Latvia . 3 bedroom semi-detached house for sale. Land area: 1,250m, Transnational real estate investment: 2021 year-end results of Tranios survey, Golden visa UAE: benefits and price in 2023, Turkey Residence Permit: types and application. Good neighbors. from the sea! Next to the cafe Remote 20 acres plus 3. Furnished apartment with a balcony in a house with a rooftop terrace, a closed courtyard and a playground, Riga, Latvia 140,000 1 bedroom 1 bathroom Yield 5.2 % For sale an exclusive apartment in prestigious Embassy area 1,000,000 Total area 236 m Apartment in Quiet centre of Riga 1,300,000 Total area 174 m 3 bathrooms Turkish bath. Sell An agreed development project in the center of Marupe. Buy property for rent Apartament. Date . United Property Expo is a large-scale international exhibition attended by thousands of private investors, leading global developers and brokers. 2 000 000 - 3 000 000 A good access road, close electricity, can Agriculture land is due to direct and biological payments. 1 000 000 - 2 000 000 Residential properties for sale in Riga, Latvia 781 property total found 3 room house Vidzeme, Latvia 4 Number of rooms 180 m 215,000 We offer for sale a house with a gray finish in Imanta! Citizens of countries outside the European Union may face some hurdles when buying real estate in Latvia, said Sergei Petrov, a partner with NJORD Law Firm, an international firm with offices in Riga. Although prices were rising annually before the pandemic, the increases were shrinking each year, from about 8 percent in 2016 to 2.3 percent in 2019. from the sea! Now they want to go outside of the city.. - The hou 3 room house Vidzeme, Latvia 4 Number of rooms 180 m 190,000 We offer for sale a house with a gray finish in Imanta! Villa Al Mare - new premiu 3 room apartment Jurmala, Latvia Land area: 1,530m, Total area 260m Land area: 1,249m, Total area 223m Property Details > Wonderful house inMezaparks area forsale! It is situated at one of the major customs control points on the border of the European Union and Russia. Riga Crisis price - 20% DISCOUNT from previous price!!! Stairs from the dining area lead up to three more bedrooms. Cozy private house inJurmala, perfect forafamily! Sitemap. View our exclusive listings of Latvia homes and connect with an agent today. The house was bui 2005-2023 REALIGRO REAL ESTATE LTD. All Rights Reserved - VAT Nr: 893969932, Moving to Latvia : the mini guide for your real estate investment, For sale Farmland, Latvia, Krslava, Aglonas novads, Graveru pagasts, For sale Farmland, Latvia, Bauska District, Bauskas region, Barbele, Veumnieku parish, Bauskas district, For sale Farmland, Latvia, Jkabpils, Ataiene, Ataiene, For sale Farmland, Latvia, Ludza District, Malnava, Latvia, Ludza District, Malnava Rural Territory, For sale Farmland, Latvia, Limbai, Salacgriva, Please see the map, For sale Farmland, Latvia, Daugavpils District, Sventes novads, Daugavpils District, For sale Farmland, Latvia, Daugavpils District, konstantinovas, -, For sale Farmland, Latvia, Riga, Riga, Rtausmas iela 23, For sale Farmland, Latvia, Krslava, Dagdas pagasts, Krslavas rajons,Dagdas pagasts,Ustje,Putnii, For sale Farmland, Latvia, Ogre District, Taurupe, Kraujas. Moving to Latvia : the mini guide for your real estate investment Latvia, usually associated with neighbouring Estonia and Lithuania, is a Baltic country and joined the EU in 2004. Find Rural Properties for sale in Latvia. 10 million+ acres of farms, ranches, residential, commerical and other land types for sale Enter a City, County, State, or ID Popular Property Types Farms 13,423 Farm Properties Ranches 7,887 Ranch Properties Residential 3 Number of rooms 91 m 2/7 Floor. USD 1,847,131 Exclusive property for unique people - a luxurious 5-room apartment in the best location in Riga. Search for real estate and find the latest listings of Latvia Rural Properties for sale. Plains For a better use of Realigro website, set your preferences for language, currency, square meters or sq ft. The average property price is 300-500/m. The For sale a bright and comfortable studio apartment in Imanta, Vec Jrmalas A spacious and bright 3-room apartment is for sale. Vibrante is the cultural and tourist centre of its wonderful capital, Riga, the economic hub of the entire nation, without forgetting the undisputed beauty of the imposing Gulf. When the pandemic hit, apartment sales in Riga fell further. 4 room apartment. Rural 3 al 100, San Miguel del Monte, Buenos Aires 10 Contact Agent Rural Trelew, Chubut Province, Address available on request 10 Contact Agent Rural 188 al 100, Junn, Buenos Aires 10. - The hous, We offer for sale an exclusive, chic house in the village of Sui, an elite village of a c, We rent a house near the lake, in a quiet sleeping area of Langstini. 2bedrooms, Transnational real estate investment: 2021 year-end results of Tranios survey, Golden visa UAE: benefits and price in 2023, Turkey Residence Permit: types and application. More than 700 European agencies and private sellers. This 49.30 acre country estate is nestled in the valley with awesome views of the mountains and the farms that are scattered up and down the countryside. The living room in the main house. 30 USD $2,570,033 Two story family home with large livin, We offer for sale a three-room apartment in one of the most prestigious projects in Riga. 1.8 acre lot. 354,000. Homes listings include vacation homes, apartments, penthouses, luxury retreats, lake homes, ski chalets, villas, and many more lifestyle options . In the first seven months of the year, 5,383 apartments sold in Riga, up from 4,653 during the same period last year, she said, citing government figures and the companys research. Buyers are a mix of locals and foreign customers, but it must be said that the share of local customers has increased because of the pandemic, Ms. Fridenberga said, adding that foreign buyers have come from Canada, Britain, Spain, Estonia, Lithuania and Italy. Description: Wonderful house inaquite place inJurmala! Land area: 1,960m, Total area 97m Experts claim each horse requires around two acres of land - although many properties go well beyond that. The event provides an opportunity to discuss the issues of buying and renting property abroad, get professional advice on taxes, mortgage, property investment and management. Most property listings feature residential property in the Central District, Vecrga and the Vidzeme District. 1bedroom, Total area 226m Luxury homes for sale in Latvia | JamesEdition Latvia Choose location Luxury Homes for Sale in Latvia 102 listings Sort: Premium $1,220,784 27 Beds 27 Baths 18438.56 ft Villa in Skolas, Latvia Contact Ligita Tetere $2,441,569 14 Beds 14 Baths 13745.5 ft Apartment in Jrmala, Latvia Contact Ligita Tetere $557,314 10 Beds 4 Baths 11431.26 ft Welcome to the world of real estate! Plot Of Land In The Beautiful Area Of Strante. Invest in Lavia, buy an apartment for rent. The entrance hall leads to a bedroom, as well as to the living room and a combined kitchen and dining room, with brick counters topped with butcher block. Learn more. 147 100 1 450 / sq.m. Title* Submit. Privacy Policy | Add to favourites Details. Land area: 1,595m, Total area 512m Fencing around home,great for horses. Thank you for subscribing to Mercury Groupnews! Land area: 1,600m, Total area 209m Property buyers are attracted by reasonable prices and the favourable environmental situation. Mercury Group. 5 000 000- 10 000 000 But locals have replaced some of those buyers, as Latvians shifted their focus from urban dwellings to more suburban locales rendered feasible by remote work. Find rural land for sale in New York including rural homes, vacant country land, cheap rural land for tiny homes, and other rural development property. Left side of the second floor and the roof 70, 000 For sale a cozy house in the pines on the shore of the Baltic Sea. Latvias property market is developing: the old buildings are being renovated, and the new districts are being built up. 2bedrooms, 1bedroom We could not find any more Rural matching your search, but we found Rural for Sale in British Columbia, sorted by Nearest based on "Tatlayoko Lake, British Columbia". Closing costs paid by the buyer include a land registration fee of between 1.5 to 2 percent of the sale price, and an escrow account fee of no more than 0.5 percent. Land area: 1,000m, Total area 410m Ms. Alazova said her firm has seen an increase in buyers from Scandinavian countries, Western Europe and the United States. Total area of the building: 4695,2 sq.m; The owner is selling a plot of land (3.86 ha) in the beautiful, quiet and scenic area of Strante in Sakas Pagasts, Latvia. More Information. Land area: 1,530m, Total area 260m On EE24 you could find 5312 properties for sale in country Latvia. Luxurious villa inaclosed village inMezaparks forsale! Anyone can access the link you share with no account required. The residences, which are being sold furnished, are made of wood logs over concrete foundations. Founded in the UK in 1855, Savills is one of the world's leading property agents. Good soil. Follow us on Twitter: @nytrealestate. Land area: 1,822m, Total area 180m Property is located only 20 km from the Baltic Sea. Stairs lead up to three bedrooms. 4 Number of rooms 140 m 4/8 Floor. Land area: 3,240m, Total area 385m These buyers tend to prefer new developments, whether houses, apartments or commercial properties. Plains For a better use of Realigro website, set your preferences for language, currency, square meters or sq ft. House for sale in nature. 1 bd 689 sqft floor 2 Riga LOADING. Other, 200 000 - 500 000 Land area: 1,266m, Total area 300m Land area: 1,400m, Total area 386m Land area: 872m, Total area 250m There are also buyers from former Soviet bloc nations with some sort of nostalgic or sentimental memories or knowledge about Latvia, or the ones who appreciate the wild nature of Latvia and the vast historic heritage of the cities and real estate in those cities.. From the road, a driveway leads to one of two parking areas, on the eastern side of the grounds. 5 minutes from home is the sea, the shopping centers Kind regards, Latvia houses for sale unique to Homes Go Fast. For weekly email updates on residential real estate news, sign up here. 250 000 500 000 Equestrian homes are often converted farmhouses, using the old farmland as space for the horses. For Sale. The house is located at a distance, Private house for sale in Jurmala.Total area of the house: 450 m2 ( of which 100 m2 - terrac, Apartments "Premium" class in Dzintari only 50m. Another of the outbuildings houses a library and reading room. Rigas market is now characterized by growth in all segments, Ms. Fridenberga said. There are norestrictions onforeigners buying property which makes iteasy toacquire land inthe country. Land area: 3,240m, Total area 240m For sale 6 ha (60000 sq m) of agricultural land and forest in Latvia! Low utility bills. In order not to miss exclusive offers and up-to-date information in the field of real estate, relocation and investments. Property for sale in Latvia In total 2,410 listings Latvia All types Search Riga 1,374 listings Jurmala 718 listings Everywhere in Latvia 2,410 listings Houses for sale in Latvia 380 listings Show all 450,000 With garden Townhome - Langstii, Garkalne Municipality, Latvia Total area 250 m 490,000 With garden The 25-acre property has several ponds, as well as a sauna and a fire pit. 639,426 (724,800) Elizabetes street 12, Riga . Land area: 2,472m, Total area 306m For sale Farmland, Latvia, Ludza District, Malnava, Latvia, Ludza District, Malnava Rural Territory 26,537.50USD For sale Farmland 106000 m A plot of land for sale. Land area: 1,750m, Total area 250m Description: Theyre looking for more affordable properties, up to about $1 million, while foreigners are more often in the $1 million to $7 million range. We offer for sale a very beautiful, uniquely cozy, carefully maintained and maintained property - an For sale an exclusive and elegant 5-room apartment in a historical building, 76 Brivibas Street, Riga, Center. Itshares its borders with its neighboring countries ofRussia, Estonia, and Belarus. Close &nbps; Save Search . We offer for sale apartments in the new Jurmala Park House project, located in the heart of. 4bedrooms, Total area 230m 3bathrooms, Total area 162.8m It is situated at one of the major customs control points on the border of the European Union and Russia. Historical Building For Sale - House Of Benjamins. Latvia, usually associated with neighbouring Estonia and Lithuania, is a Baltic country and joined the EU in 2004. Investors often want to buy residential property in Jrmala, the largest resort of Latvia. For sale Farmland, Latvia, Alksne, Parish, Lgatne 34,998.40USD For sale Farmland 70000 m Owner sells immovable property (agriculture land) which located between Aluksne and Gulbene districts, ~ 18 km from Aluksne,North of Latvia. I am glad to introduce you a house or a part of it as a real estate for investment. Land area: 3,500m, Total area 240m Wonderful house inMezaparks area forsale! Land area: 2,502m, Total area 492m 590,000 . 100 000 250 000 50 Properties for Sale and Rent in Latvia 50 Properties for Sale and Rent 1 2 3 4 5 Sort By Historical Building For Sale - House Of Benjamins 5.900.000 Riga, Latvia 60 70 Total area of the building: 4695,2 sq.m; Land plot area: 2346 sq.m; Luxurious property with a park view to V?rmanes garden, several balconies and terr. Land area: 2,188m, Total area 540m 1843 offers, Mrupe We will process the application, take into account all your wishes and offer real estate options and solutions for a profitable investment that are right for you. Land area - 1931 m2. From houses, apartments, villas, there are alot ofchoices that you have ifyou are considering buying aproperty inLatvia. From managing and running assets, to helping clients buy, sell, let or rent rural property, we cover all aspects of services within this sector. Prices from 4 400 till 330 000 000. 8bedrooms, Total area 360m 6bedrooms, Total area 302m Inthe celebration hall, used for parties and other events, a constellation of pendant lights brighten the vaulted ceilings. Total area 474m Total area 260 m Land area: 1,822 m 5 bedrooms 1 bathroom. Home prices in Riga, Latvias waterfront capital, with about 630,000 residents, fell sharply in the decade following the 2009 global economic crisis, and the city struggled to make up those losses, said Diana Fridenberga, the managing director of Ober Haus Real Estate Latvia. Investments Land area: 2,500m, Total area 250m Take a chance to invest in property in Ventspils district. Relatively cheap residential property can be found in the provincial towns of Daugavpils, Mrupe and Saulkrasti. Everything related to this property is special. More than 700 European agencies and private sellers. The property includes a house, outbuilding, garage, sauna Title* Submit. Luxury new house forsale Search for luxury real estate in Latvia with Sotheby's International Realty. 640 m. The buyers total closing costs typically dont exceed 5 to 6 percent of the sale price. Asacountry, itisquite advanced both socially and economically and ranks 41st inthe Human Development Index. Small river coast 1, 5 km. With garage Cozy and bright one-bedroom apartment for sale in the center of Riga. Prices from 10 900 till 7 500 000. . Land area - 800 m2. Land area: 2,000m, Total area 490m There is still room for growth, she said. Land area: 16,000m, Total area 460m Aesthetic house with modern inte, We offer for sale a house with a gray finish in Imanta! 22 offers, Latvia: "the Program of obtaining a residence permit for investors changed, but nothing terrible happened", The sales of standard housing in Riga increased by 23% in a year. Cod. inthePinki Village, Forsale asemi-detached house innew development Green Village, Forsale aluxury villa inanelite village near thelake, Townhome Langstii, Garkalne Municipality, Latvia, Townhome Priedkalne, Garkalne Municipality, Latvia, Townhome Suni, Garkalne Municipality, Latvia, Townhome Bukulti, Garkalne Municipality, Latvia, We are offering forrent 3 floor house inSunisi, Great family house forsale inMarupe district, Data: price per square metre and deals number of Dubai off-plan property market are still on the rise in February 2023, Investors meeting at Embassy of Grenada in Moscow is cancelled, Madeira plans to keep Golden Visa programme, Short-term rental revenues rise sharply in Greece, Investors to obtain Greek residence permit for 250,000 euro until December 31, 2023, Spain: rental rates increased to record levels since 2023. From location to the highest level of finishing materials. 0037120235035 Local call rate. The property comprises a four-bedroom main residence as well as four guest cottages and outbuildings designed for community gathering and wellness, including an event space and a sauna. Land area: 1,500m, Total area 350m Rural hotel and restaurant with 9 spacious guest bedrooms and restaurant with 80 covers. 104 offers, Saulkrasti municipality 3 room apartment. The housing stock in Riga is mostly apartments, she said, with an average price of 1,285 euros a square meter ($140 a square foot) in July, up 2 percent over last year. 32,070.00USD. 2020 garage, woodshed, garden shed, chicken coop. Land area: 750m, Total area 207m for nature lovers Land area: 450m, Total area 225m Land area: 1,883m, Total area 209m The house is bright a, Great location on the banks of the Lielupe River in the center of the resort in the Dzintari, Natural log house near Riga on large land plot with own pond. Bright, new renovated 3 room (2 27 offers, Salaspils 269,520. I confirm that I have read and accept the, Tranio's managers are here to help you select a property, Awell-built two storey detached family home inthecentre ofJurmala, Majori, Thevilla is located ontheprestigious street Kpu, just ahundred meters from thewhite sandy beach, Townhome Langstii, Garkalne Municipality, Latvia, Townhome Priedkalne, Garkalne Municipality, Latvia. , Incredibly interesting property for sale in the most beautiful place in the Salda region! 4 beds 2 baths 3,568 sqft. The grounds also contain several ponds, a fire pit, and meadows suited for celebrations in fresh air, said Zane Borisevica, the marketing director of Latvia Sothebys International Realty, which has the listing. More than56% ofLatvian land lies inforests, thus contributing toalot ofbiodiversity inflora and fauna. It is time to buy if the one takes real estate as investment.. Property for sale in Riga is available from 120,000. When itcomes totourism, theyre many medieval villages and towns, castles, national parks, museums, and other similar attractions for visitors. If the propertys value exceeds 250,000 euros ($295,000), the buyer can apply for a temporary residence permit, Mr. Petrov said. Good place for relaxation, recreation or place to live in the forest, not far from the sea side. For sale House, Latvia, Liepja, Liepja, Pavu iela 46. Some even date back to the Tudor era, being instantly recognisable by their . Riga is the most popular with tourists and buyers. Total area 207 m Land area: 940 m. Experience the world of Real Estate together with us! For more nearby real estate, explore land for sale in Florida. 18. Jurmala, Latvia. Land area: 2,800m, Total area 423m Being ahigh-income economy with avery high standard ofliving, itisalso aperfect destination ifyou are considering tosettle down and retire. 89 offers, Babte 2 Bed 1 bath 2. Jurmala, Latvia. Ms. Alazova said prices in new buildings, in particular, will keep rising because of several factors, including a huge increase of the construction costs for the new buildings, increasing of taxes, demand for purchases and lack of offers on the market.. I confirm that I have read and accept the, Tranio's managers are here to help you select a property, Private house with tennis court forsale inBukulti, Houses for sale in Northern District of Riga. Also known asthe Republic ofLatvia, isaBaltic country nestled innorthern Europe. Modern andcozy house inDzilnuciems village forsale! But, as in most other European countries, they picked up toward the end of 2020 and have remained on an upward trajectory in 2021. Nestled in olive groves , just a few minutes drice outside the nearest village . Farms for Sale, Ranches, Hunting Land for Sale | Land and Farm Buy and Sell Rural Land, All Across America. Land area: 1,388m, Total area 420m 2bathrooms, Total area 366m Thank you very much for contacting Mercury Group. - The hou, We offer for sale a house with a gray finish in Imanta! Find Rural Properties for sale in Colombia. 3bedrooms, Total area 986m Private house in Jurmala for sale! Comfortable apartment at the seaside, Saulkrasti, Saulkrasti region, Latvia Dwelling house with well-maintained territory and beautiful plot of l Beautiful 2-storey single family house in central Sigulda with harmonious atmosphere and high quality finishes overlooking a lovingly cared for garden Hello! United Property Expo is a large-scale international exhibition attended by thousands of private investors, leading global developers and brokers. It is possible to buy additional 20 ha next. Townhome Northern District (Riga), Riga, Latvia. 219 000 800 / sq.m. The good side of the second floor of 53 000, - Euro. For Sale. All Rights Reserved. Dace Sile, Latvia Sothebys International Realty, 011-371-2940-6360; sothebysrealty.com. The country has one ofthe highest growth rates inEurope and enjoys ahighly stable high-income economy with many perks such ascivil liberties, press freedom, high standard ofliving, and much more. The company Pishe is Latvia's leading industrial design and construction. 2 000 000 - 5 000 000 Property For Sale in Latvia. With aconstantly developing economy, rest assured that your investment issafe when buying Latvian property. Owner sells newly built residential houses: 1st floor - hall for parties, large, well-equipped kitchen, 2 utility rooms, WC + whirlpool; 2nd floor - 4 Sell unfinished semi-detached house project. In the lower area there are 3 rooms with bath / tub and separate toilet. property Type Bedrooms. Brokered by REAL ESTATE ADVANTAGE. Anyone can read what you share. The event provides an opportunity to discuss the issues of buying and renting property abroad, get professional advice on taxes, mortgage, property investment and management.